Open Enrollment

Welcome to the Open Enrollment Period for the 2020 plan year! All employees of the Superior Court should be receiving an Open Enrollment letter which was mailed on Friday, September 27, 2019. In our continuing effort to keep heath plan costs low, the Court has continued to conduct its Open Enrollment period electronically. All documents are available by clicking on the appropriate links below.

Open Enrollment periods are an excellent time to make changes to your health benefit plan; such as adding or deleting dependents, when otherwise you would be unable to do so without sustaining a qualifying life event.  Additionally, Open Enrollment is also the time each year when elections to the FSA Plans must be made.  Please note that participation in FSA plans must be renewed each year, so if you were enrolled in 2019, your elections and benefits will not carry over to the 2020 plan year.  If you wish to enroll again, or are a first time participant, please see the links below (Flexible Spending Account (FSA) Enrollment Form – 2020 Plan Year & Flexible Spending Account (FSA) Reimbursement Election Form – 2020 Plan Year).

The Court’s Open Enrollment period will run from October 1, 2019 through October 31, 2019, with all forms being received by Human Resources, no later than Thursday, October 31, 2019 at 5:00 p.m. It is important to note that any changes made during this Open Enrollment period do not take effect until January 1st of the new plan year (January 1, 2020). Please also note that in order to add new dependents, you must complete and return the 2020 HealthComp Enrollment Form and attach a copy of all supporting documentation of the dependent(s) relation to you, such as a marriage certificate (if adding a spouse), or a birth certificate or other Court-related documentation (if adding a child under the age of 26).

The Court will continue to offer employees the ability to enroll in the Court’s PPO Medical, Prescription, Dental and Vision plans.  Or, if you are presently enrolled in an HMO plan that you are pleased with, but are lacking the Dental and Vision components, you have the ability to obtain just the Dental and Vision component available through the Court. Unfortunately, our PPO Medical and Prescription plans do not coordinate benefit coverage with HMO plans; therefore, enrolling in full coverage with the Court’s PPO Plan while staying covered by another plans’ HMO could become problematic for some employees and/or their dependents, if an attempt to be enrolled in both plans simultaneously is made. *Please note that proof of other health insurance is required at the time of enrollment if you will be dropping the Court’s coverage, or if you will be electing the Dental and Vision only component.

We are pleased to announce that the Court’s health plans will experience only modest increases again this year.  Since the Court broke away from the County of Kern with our benefit plans in 2008, the Court, and its enrolled members, have done an excellent job in maintaining its costs.  These efforts have resulted in the Court’s ability to provide higher than average benefit coverage, with low bi-weekly premiums applied to its enrolled members. 

We are also pleased to announce that the Court has some exciting plan design changes (enhancements) for the year ahead.  These enhancements, such as coverage toward hearing aids (a benefit not previously provided through the Court’s plan), an increase to the maximum allowable FSA limit (for Health Care FSA only), an increase to both the annual Dental maximum and the lifetime Orthodontia maximum, as well as the newly offered Pharmacy Vaccination program are all examples of ways the Court is making our plan one of the most competitive benefit plans in the area.  For more details regarding these enhancements, please see the below link, Open Enrollment Letter – 2020 Plan Year.

The bi-weekly premium rates for the 2020 plan year are as follows:


MEDICAL/RX/DENTAL & VISION DENTAL & VISION ONLY
Total Premium Court-Funded Employee-Funded Total Premium Court-Funded Employee-Funded
Employee $355.00 $355.00 $0.00 $23.62 $23.62 $0.00
Employee, Plus One Dependent $696.17 $627.93 $68.24 $43.55 $39.56 $3.99
Employee, Plus Two or More Dependents $1036.59 $900.24 $136.32 $64.10 $56.00 $8.10

The rates above continue to be extraordinary! Year after year, the Court’s benefit plans have been able to continue to incorporate all changes required under the federally-mandated Health Care Reform Laws, as well as some plan design enhancements throughout the years, while still keeping costs to its members at a near constant level, with minimal to no increase in premiums! As always, the Court will cover 100% of the monthly premiums for employees and their eligible dependents that were hired prior to April 15, 1997.

For those who may be employed as an Extra Help employee, you too have the opportunity to add or delete coverage for you, or any eligible dependent(s) as long as your employment is scheduled to extend through January 1, 2020.  Just like the requirements above, all forms for requested changes must be received by Human Resources no later than Thursday, October 31, 2019 and the changes will not be reflected until January 1, 2020.  Since Extra Help employees are eligible for the limited scope of benefits under the Medical and Prescription plans only, below you will find the document (HealthComp Group Enrollment Form (Extra Help) – 2020 Plan Year) necessary to complete if you wish to make a change to your own coverage, or to any dependent(s) you carry or wish to carry.  Since the Medical, Prescription and EAP plans are the same for regular, full-time employees and Extra Help, you may refer to the above Benefits-At-A-Glance (Medical), Summary of Benefits and Coverage (Medical), Summary of Benefits and Coverage (EAP), The Benefits of Employment (Benefit Guide) – sections that reference Medical, Prescription and EAP benefits, as well as the Summary Plan Document (again referencing sections that apply to Medical, Prescription and EAP benefits), should you wish to review for informational purposes.