Open Enrollment 2018

Welcome to the Open Enrollment Period for the 2018 plan year! All employees of the Superior Court should have received an Open Enrollment letter which was mailed on October 13, 2017. In our continuing effort to keep heath plan costs low, the Court has opted to continue to conduct its Open Enrollment period electronically. All documents are available by clicking on the appropriate links below.

Open Enrollment periods are an excellent time to make changes to your health benefit plan; such as adding or deleting dependents, when otherwise you would be unable to do so without sustaining a qualifying life event, such as a marriage, divorce, birth or death, or the gaining or loss of benefit coverage elsewhere during the course of the year. Additionally, Open Enrollment is also the time each year when elections to the FSA Plans must be made, as participation in this plan must be renewed each year.

The Court’s Open Enrollment period will run from October 16, 2017 through November 17, 2017, with all forms being received by Human Resources, no later than Friday, November 17, 2017 at 5:00 p.m. It is important to note that any changes made during this Open Enrollment period do not take effect until January 1st of the new plan year (January 1, 2018). Please also note that in order to add new dependents, you must complete and return the 2018 HealthComp Enrollment Form and attach a copy of all supporting documentation of the dependent(s) relation to you, such as a marriage certificate (if adding a spouse), or a birth certificate or other Court-related documentation (if adding a child under the age of 26).

The Court will continue to offer employees the ability to enroll in the Court’s PPO Medical, Prescription, Dental and Vision plans; or, if you are presently enrolled in an HMO plan that you are pleased with, but are lacking the Dental and Vision components, you have the ability to obtain just the Dental and Vision component available through the Court. Unfortunately, our PPO Medical and Prescription plans do not coordinate benefit coverage with HMO plans and enrolling in full coverage with the Court’s PPO Plan while staying covered by another plans HMO could become problematic for some employees and/or their dependents, if enrolled in both plans simultaneously. *Please note that proof of other health insurance is required at the time of enrollment if you will be dropping the Court’s coverage, or if you will be electing the Dental and Vision only component.

We are pleased to announce that for the third straight year, the Court’s Benefit Plan will not experience any premium increases! However, the bi-weekly premium rates for the 2018 plan year will look slightly different due to a change in the new payroll system being implemented in January 2018. Since the new payroll system will re-number and convert the existing pay periods based on the date paid, rather than time worked, pay period 2017-25 (which is time worked from December 9th, 2017 through December 22, 2017, and paid on Tuesday, January 2, 2018), will be considered pay period 2018-01 under the new system. Additionally, this change will result in 27 pay periods for the plan year. Although the premiums will sustain no change, it will appear as though there is a slight premium decrease because we will spread the annual premium deductions across 27 pay periods rather than the standard 26 pay periods.

As such, the bi-weekly premium rates for the 2018 plan year are as follows:

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The rates above continue to be extraordinary! Year after year, the Court’s benefit plans have been able to continue to incorporate all changes required under the federally-mandated Health Care Reform Laws while still keeping costs to its members at a near constant level, with minimal to no increase in monthly premiums! As always, the Court will cover 100% of the monthly premiums for employees and their eligible dependents that were hired prior to April 15, 1997.