Open Enrollment 2019

Welcome to the Open Enrollment Period for the 2019 plan year! All employees of the Superior Court should be receiving an Open Enrollment letter which was mailed on Friday, September 28, 2018. In our continuing effort to keep heath plan costs low, the Court has continued to conduct its Open Enrollment period electronically. All documents are available by clicking on the appropriate links below.

Open Enrollment periods are an excellent time to make changes to your health benefit plan; such as adding or deleting dependents, when otherwise you would be unable to do so without sustaining a qualifying life event, such as a marriage, divorce, birth or death, or the gaining or loss of benefit coverage elsewhere during the course of the year. Additionally, Open Enrollment is also the time each year when elections to the FSA Plans must be made, as participation in this plan must be renewed each year.

The Court’s Open Enrollment period will run from October 1, 2018 through October 31, 2018, with all forms being received by Human Resources, no later than Wednesday, October 31, 2018 at 5:00 p.m. It is important to note that any changes made during this Open Enrollment period do not take effect until January 1st of the new plan year (January 1, 2019). Please also note that in order to add new dependents, you must complete and return the 2019 HealthComp Enrollment Form and attach a copy of all supporting documentation of the dependent(s) relation to you, such as a marriage certificate (if adding a spouse), or a birth certificate or other Court-related documentation (if adding a child under the age of 26).

The Court will continue to offer employees the ability to enroll in the Court’s PPO Medical, Prescription, Dental and Vision plans; or, if you are presently enrolled in an HMO plan that you are pleased with, but are lacking the Dental and Vision components, you have the ability to obtain just the Dental and Vision component available through the Court. Unfortunately, our PPO Medical and Prescription plans do not coordinate benefit coverage with HMO plans; therefore, enrolling in full coverage with the Court’s PPO Plan while staying covered by another plans HMO could become problematic for some employees and/or their dependents, if an attempt to be enrolled in both plans simultaneously is made. *Please note that proof of other health insurance is required at the time of enrollment if you will be dropping the Court’s coverage, or if you will be electing the Dental and Vision only component.

We are pleased to announce that for the fourth straight year, the Court’s Medical plan has not experienced any premium increase and there is only a very modest increase to the Dental and Vision premiums for the next plan year. Although the change in premiums is quite minimal, they will look a bit higher than they did during the 2018 plan year and that is due to the number of pay periods reverting back to the standard 26 pay periods in the calendar year, from the 27th pay period we picked up due to the transition in payroll systems last winter.

As such, the bi-weekly premium rates for the 2019 plan year are as follows:

Total Premium Court-Funded Employee-Funded Total Premium Court-Funded Employee-Funded
Employee $340.29 $340.29 $- $22.54 $22.54 $-
Employee, Plus One Dependent $667.00 $601.66 $65.34 $41.75 $37.91 $3.84
Employee, Plus Two or More Dependents $993.72 $863.03 $130.69 $61.59 $53.78 $7.81

The rates above continue to be extraordinary! Year after year, the Court’s benefit plans have been able to continue to incorporate all changes required under the federally-mandated Health Care Reform Laws while still keeping costs to its members at a near constant level, with minimal to no increase in monthly premiums! As always, the Court will cover 100% of the monthly premiums for employees and their eligible dependents that were hired prior to April 15, 1997.